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Sezzle Refund Policy

Last verified: 2026-03-19

Official Sezzle PolicyVerified

shopper-help.sezzle.com/hc/en-us/articles/360046890251-How-do-refunds-work-for-returned-or-canceled-orders

Summary

Sezzle offers refunds within Refunds are issued according to the merchant’s return policy; Sezzle processes the refund after the merchant confirms it (typically within the merchant’s stated return period).. Processing time: Refunds are returned to the original payment method within ten business days after Sezzle sends a refund confirmation email.. Refund methods include refunds are returned to the original debit/credit card or ach account used for the purchase. and if multiple payment methods were used, the refund is split proportionally among those methods.. The merchant must issue a full or partial refund; store credit or third‑party refunds (e.g., PayPal) do not affect the Sezzle installment plan..

Refund Window

Refunds are issued according to the merchant’s return policy; Sezzle processes the refund after the merchant confirms it (typically within the merchant’s stated return period).

Processing Time

Refunds are returned to the original payment method within ten business days after Sezzle sends a refund confirmation email.

Refund Method

Refunds are returned to the original debit/credit card or ACH account used for the purchase.

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How to Get a Refund — Step by Step

  1. 1Follow the merchant’s return instructions and obtain proof of return (e.g., tracking number).
  2. 2Ensure the merchant processes the refund (do not accept store credit or third‑party refunds).
  3. 3Wait for Sezzle to receive the refund and send a confirmation email.
  4. 4Check the Sezzle dashboard or app for updated installment balances and the refunded amount.
  5. 5If the refund is not visible after ten business days, contact the merchant and then submit the “Get Help With this Order” form.

When You Can Get a Refund

  • The merchant must issue a full or partial refund; store credit or third‑party refunds (e.g., PayPal) do not affect the Sezzle installment plan.
  • All applicable service fees remain non‑refundable.
  • If a refund is issued while there are unpaid installments, the refund amount is applied to reduce or cancel those installments.
  • Refunds are only processed to a debit/credit card or ACH account on file; prepaid cards are excluded.

All Refund Methods

  • Refunds are returned to the original debit/credit card or ACH account used for the purchase.
  • If multiple payment methods were used, the refund is split proportionally among those methods.
  • Refunds cannot be issued to prepaid cards.

Partial Refunds

  • Partial refunds are applied proportionally to remaining installments; any excess is returned to the original payment method.

Dispute Process

  • Disputes must be filed within 90 days of the purchase date via the Sezzle help center form.
  • Sezzle’s disputes team reviews the case within 2–3 business days and may issue a full or partial refund directly from the dispute portal.
  • If the dispute is resolved in the shopper’s favor, the installment plan is adjusted accordingly.

Additional Notes

  • Fees associated with the order are non‑refundable even if the purchase is fully refunded.
  • Refunds may appear as separate installment‑sized credits on the card statement rather than a single lump sum.

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