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Home Depot vs Lowe's Return Policy
Side-by-side comparison of return policies, conditions, and refund methods.·Last updated: 2026-03-19
Return Conditions
Home Depot
- Most new, unopened merchandise can be returned within 90 days of purchase with proof of purchase
- Items must be in original, unused condition with packaging, manuals, and accessories
- Receipt, order confirmation email, shipping invoice, or credit/debit card lookup accepted as proof
- Without receipt: valid government-issued photo ID required; items over $50 without receipt are typically denied
Lowe's
- Most new, unused, unaltered merchandise can be returned within 90 days with receipt
- Items must be in original packaging with all accessories
- Receipt, order confirmation, credit/debit card lookup, phone number lookup, or MyLowe's/Pro Rewards account accepted as proof
- Without receipt: valid photo ID required; store credit at manager's discretion; multiple receipt-less returns may result in a ban from future receipt-free returns
Exceptions & Restrictions
Home Depot
- Major appliances (refrigerators, washers, dryers, ranges, dishwashers, select microwaves): 48 hours — must report damage/defects within 48 hours of delivery or pickup
- Dehumidifiers, portable/window air conditioners, gas pressure washers: 7 days — must be unused and factory-sealed
- Furniture and area rugs: 30 days
- Consumer electronics (TVs, computers): 30 days — must be unused, factory-sealed
- Gas-powered equipment (chainsaws, mowers, weed eaters, blowers, log splitters), tractors: 30 days — must be unused, factory-sealed; must drain fuel before returning in-store
- Generators (portable, non-stationary): 30 days — must be unused, factory-sealed
- Paint sprayers, air compressors: 30 days
- Perennials, trees, roses, shrubs: 1-year (365-day) unconditional guarantee — return with proof of purchase for replacement or store credit
- Annuals, tropical, house plants, landscape plants: 90 days
- Clearance plants (yellow stickers): non-returnable
- Gift cards and store credits: non-returnable
- Custom-tinted paint and 'Oops' discounted paint: non-returnable
- Custom blinds: non-returnable (except 'Guaranteed to Fit' models — exchange-only within 15 days)
- Utility trailers, whole house/stationary generators: non-returnable
- Cut flowers and floral arrangements: non-returnable
- Product samples (paint, flooring, fabric, wallpaper): non-returnable
- Labor, delivery, installation services: non-returnable
- Custom/made-to-order products: non-returnable
- Installed major appliances (unless damage reported within 48 hours): non-returnable
Lowe's
- Major appliances (refrigerators, freezers, washers, dryers, ranges, hoods, dishwashers, microwaves, cooktops, wall ovens, pedestals, golf carts, utility vehicles): 48 hours from delivery/pickup
- Major appliances purchased with Lowe's credit cards (LAC/LCA/LBA/LBR): extended to 30 days — must be in original, unopened condition
- TVs and consumer electronics: 30 days
- Outdoor power equipment (mowers, chainsaws, generators): 30 days — must be unopened
- Outdoor power equipment — Craftsman and Black+Decker brands: 90 days (exception to the 30-day rule)
- Water heaters, air conditioners, plumbing fixtures: 30 days
- Liquid paint: 30 days — like-new condition with original receipt
- Paint sprayers, air compressors: 30 days
- Highway trailers: 30 days
- Perennials, trees, shrubs: 365-day (1-year) guarantee — even if dead; requires original receipt
- All other plants: 90 days
- Holiday/seasonal items: must be returned on or before the day of the holiday; items purchased after the holiday are final sale
- Labor and installation charges: non-returnable
- Delivery and shipping charges: non-refundable unless due to Lowe's error
- Gift cards (all types including third-party): non-returnable
- In-store credits, refund cards, merchandise cards: non-returnable
- Safety masks and facial coverings: non-returnable
- As-is and clearance merchandise: non-returnable (unless defective)
- Paint samples: non-returnable
- Items exposed to bodily fluids/waste: non-returnable
Refund Methods
Home Depot
- Cash: immediate refund at the register
- Credit card: 2-5 business days processing; up to 10 business days for bank to post
- Debit card: 2-5 business days processing; up to 10 business days for bank posting
- Check: if check has cleared 15-day waiting period, refund in cash; otherwise store credit
- PayPal: 1-3 business days
- Gift card purchases: refunded as store credit
- No receipt: store credit at lowest recent sale price with valid photo ID
- Mail returns (online): 7 business days processing after receipt, plus up to 10 days for funds
Lowe's
- Original payment method (default)
- Cash purchases: refunded in cash
- Debit card: refund via cash or credited back; can take up to 15 business days
- Check purchases: in-store credit if within 3 days of purchase; cash or in-store credit after 3 days
- Gift card / store credit purchases: refunded as in-store credit
- No receipt: store credit at lowest recent sale price
Online / Mail Returns
Home Depot
- Log into HomeDepot.com account, navigate to order history
- Select item and click 'Return Items'
- Print prepaid UPS shipping label — free return shipping for most items
- Online purchases can also be returned in-store at any location (often faster)
- Gas-powered equipment and hazardous materials cannot be returned by mail — must return in-store
- Original shipping charges only refunded if Home Depot shipped defective or incorrect items
Lowe's
- Print return label through MyLowe's account, pack securely, drop off with carrier
- Free return shipping available for most items
- Online purchases can also be returned in-store at any Lowe's location (often fastest method)
- Hazardous materials (gas, lithium batteries): must return in-store, never by mail
- Online purchases cannot be returned to Lowe's Outlet locations
- Contact customer care within 3 days of receiving damaged/missing online items for shipping fee refund
In-Store Returns
Home Depot
- Bring item, proof of purchase, and valid ID to customer service desk at any Home Depot
- Online purchases accepted at any location using shipment confirmation or credit card as proof
- Gas-powered equipment must have fuel drained before returning
- Immediate processing for in-store returns
Lowe's
- Bring items in original packaging with proof of purchase and valid ID to customer service desk at any location
- Online purchases accepted at any store
- Gas-powered equipment must have fuel drained before returning
Membership Benefits
Home Depot
- Home Depot Consumer Credit Card holders: 365-day return window on items that normally have 90-day policy
- Commercial Revolving Charge and Commercial Account holders: 365-day return window
- Critical: the 365-day extension does NOT override shorter windows — 48-hour, 7-day, and 30-day items keep their original window
- Pro Xtra loyalty program (free): automatically tracks all purchases for receipt-free lookups — no extended window, but eliminates need for receipts
Lowe's
- Lowe's Advantage Card (LAC): 365-day return window on items with standard 90-day policy
- Lowe's Commercial Account (LCA): 365-day return window
- Lowe's Business Advantage (LBA): 365-day return window
- Lowe's Business Rewards (LBR): 365-day return window
- MyLowe's Rewards Credit Card (MLRCC): 365-day return window
- MyLowe's Pro Rewards Credit Card (MLPRC): 365-day return window
- Critical: 365-day extension does NOT override shorter category windows (30-day items stay 30 days), EXCEPT major appliances get extended to 30 days for credit card holders
- MyLowe's account: purchase history tracking for easy receipt-free lookups via phone number or account
Damaged or Defective Items
Home Depot
- Major appliances: must report damage/defects within 48 hours of delivery/pickup for full refund or exchange
- Other items: report immediately; even without receipt, Home Depot often issues store credit for clearly damaged/defective items
- Bring original packaging, manuals, and tags to help verify purchase
Lowe's
- Major appliances: report damage/defects immediately upon delivery — 48-hour window
- Contact customer care within 3 days of receiving damaged online items for shipping fee refund
- Defective products: contact the Service Advantage hotline at (888) 775-6937 for warranty evaluation
- Restocking fees may be waived for defective products or shipping damage
Price Adjustments
Home Depot
- Price adjustments available within 30 days of purchase if item drops in price at Home Depot
- Contact customer service via chat or call 800-466-3337 with receipt and proof of lower price
- Exclusions: seasonal, discontinued, clearance, damaged, special orders, custom products, refurbished goods
Lowe's
- Price adjustments within 30 days of purchase if item drops in price at Lowe's
- Bring original receipt and proof of lower price to customer service
- Online purchases: contact Customer Care by phone or website
- Exclusions: clearance, scratch-and-dent, refurbished, special-order, limited-time promos, bundle discounts, manufacturer rebates
Exchange Policy
Home Depot
Not available
Lowe's
- Exchanges available in-store at any location within the return window
- Online: return for refund and place new order
Additional Notes
Home Depot
- 15% restocking fee on Special Order returns or cancellations — deducted from refund
- Special Orders must be returned to the same store where purchase was made
- Items purchased November-December typically have return windows extended into late January
- Gas-powered equipment must have fuel drained before in-store return; cannot be mailed back
- Customer service: 800-466-3337
Lowe's
- 20% restocking fee on Special Order Configured Products returned or cancelled after 72 hours of purchase
- Lowe's Outlet: most purchases are final sale; only accepts returns for major appliances with mechanical/electrical defects that render it non-functional
- Items from regular Lowe's stores cannot be returned to Outlet locations
- Customer service: (800) 445-6937 (8:30am-7pm ET)
- Warranty/Service Advantage: (888) 775-6937 (until midnight)