ComparisonApril 10, 202614 min read

Event Ticket Refund Policies in 2026: Ticketmaster, StubHub, SeatGeek, Vivid Seats & AXS Compared

Buying event tickets has never been more expensive — and getting your money back when something goes wrong has never been more confusing. Between dynamic pricing, verified resale programs, third-party marketplaces, and fine print that varies by event, understanding your refund rights feels like decoding a legal document.

The core problem is that no two ticket platforms handle refunds the same way. Ticketmaster may issue an automatic refund for a cancelled show, but StubHub defaults to giving you 120% credit instead of cash. SeatGeek sells an optional "refundable ticket" add-on, while Vivid Seats may deduct restocking fees from your refund. AXS processes refunds to the original card only, even if that card has expired. And none of them will give you a refund just because you changed your mind.

This guide compares the refund policies of the five largest event ticket platforms in the United States: Ticketmaster, StubHub, SeatGeek, Vivid Seats, and AXS. We break down exactly what happens when an event is cancelled, postponed, rescheduled, or moved — and what your rights are in each scenario.


Event Ticket Refund Policies at a Glance

The table below summarizes the most common refund scenarios across all five platforms. This is the quick reference — detailed breakdowns for each platform follow later in this guide.

PlatformEvent CancelledRescheduledPostponedChange of Mind
TicketmasterAuto refund in 14-21 daysTickets valid; refund not guaranteedTickets valid; organizer decidesNo refunds
StubHub120% credit OR cash refundTickets valid; no refundTickets valid; no refundNo refunds
SeatGeekRefund to original paymentTickets valid; no refundTickets valid; no refundNo (paid add-on available)
Vivid SeatsRefund minus possible restocking feeTickets valid; no refundNo refund (CA law exception)No refunds
AXSAuto refund in ~30 business daysTickets usually validNo refundNo refunds

🚨 None of these platforms offer refunds for change of mind

Every major ticket platform treats all sales as final. You cannot cancel your order, return tickets, or get a refund simply because you changed your mind, found cheaper tickets elsewhere, or can no longer attend. Your only option in those cases is to resell the tickets on the platform's marketplace.


Ticket Platform Refund Friendliness Rankings

Ticket Platform Refund Friendliness Score (out of 100)

StubHub120% credit on cancellations
SeatGeekStraightforward refund + paid add-on
TicketmasterAuto refund, but limited control
AXSAuto refund but slow processing
Vivid SeatsPossible restocking fees

These scores reflect how consumer-friendly each platform's refund process is across all scenarios: cancelled events, rescheduled shows, processing speed, transparency, and unique buyer benefits. StubHub scores highest because its 120% credit offer for cancelled events is the most generous buyer benefit in the industry. Vivid Seats scores lowest due to potential restocking fees and less transparent refund terms.


Cancelled Events: Detailed Comparison

When an event is officially cancelled — not postponed, not rescheduled, but outright cancelled — all five platforms will eventually get you your money back. The differences are in how much you get, how fast, and whether cash or credit is the default.

PlatformDefault Refund MethodCash Refund OptionProcessing TimeFine Print
TicketmasterAutomatic cash refundYes (default)14-21 business daysSome events excluded (MLB, Masters, US Open)
StubHub120% credit to StubHub WalletYes (must request)10 business days for cashCredit valid 1 year; Quebec residents get full refund for postponements
SeatGeekRefund to original payment methodYes (default)Varies by payment methodService charges may not be included
Vivid SeatsRefund OR credit (their choice)At Vivid Seats' discretionVariesPossible restocking fees deducted; must return physical tickets within 2 weeks
AXSAutomatic refund to original cardYes (to original card only)Up to 30 business daysCannot redirect to a different card

Always choose cash over credit

When a platform offers you credit instead of cash, the credit often expires within 12 months. Unless you know you will attend another event within that window, always request the cash refund. With StubHub specifically, you must actively request the cash refund — the 120% credit is the automatic default.


Ticketmaster

Ticketmaster is the dominant primary ticket seller in the United States, handling ticket sales directly for most major venues, arenas, and stadiums. Because Ticketmaster is the direct seller, their refund policies are often set by the event organizer rather than Ticketmaster itself — which means the experience can vary significantly from event to event.

Refund policy overview

Exceptions and special cases

How to request a refund on Ticketmaster

  1. Log in to your Ticketmaster account at ticketmaster.com
  2. Navigate to "My Tickets" and find the event
  3. Look for a "Request Refund" button — this only appears when the event organizer has authorized refunds
  4. Select your refund method (original payment or, in some cases, a credit)
  5. If no button appears, refunds are not yet available for that event
  6. For additional help, visit help.ticketmaster.com

⚠️ The refund button may not appear immediately

Even when an event is cancelled, the "Request Refund" button may not appear in your account for several days while Ticketmaster and the event organizer coordinate. If it has been more than a week and no button has appeared, contact Ticketmaster customer service through help.ticketmaster.com.

Pros

  • Automatic refund for cancelled events — no action required
  • Covers ticket price and most service charges
  • Verified Resale tickets follow the same rules as primary tickets
  • Largest inventory of events and venues in the US
  • Strong digital ticket management (transfer, sell from your account)

Cons

  • No refunds for change of mind under any circumstances
  • Refund availability for rescheduled/postponed events depends on organizer, not Ticketmaster
  • MLB, Masters, and US Open Tennis are excluded from standard policies
  • Fan Club memberships and shipped merchandise are non-refundable
  • No partial refunds — must choose refund or credit for entire order
  • Processing time of 14-21 days is slower than some competitors

StubHub

StubHub is one of the largest secondary ticket marketplaces, connecting buyers and sellers rather than selling tickets directly. Their FanProtect Guarantee is the headline feature, and their 120% credit offer for cancelled events is the most generous standard benefit among all ticket platforms.

Refund policy overview

The FanProtect Guarantee

StubHub's FanProtect Guarantee covers every order:

Important details

The 120% credit can be worth more than the refund

If you attend events regularly, the 120% StubHub credit gives you 20% more purchasing power than a cash refund. On a $200 ticket, you would get $240 in credit versus $200 cash. However, the credit expires in 1 year — if you are not confident you will use it, take the cash.

Pros

  • 120% credit for cancelled events is the most generous in the industry
  • FanProtect Guarantee covers ticket delivery and validity issues
  • Cash refund option is always available for cancelled events
  • Strong resale marketplace if you need to sell unwanted tickets
  • Quebec residents get additional protections for postponed events

Cons

  • 120% credit is the default — you must actively request cash refund
  • Credit expires in 1 year
  • No refunds for postponed or rescheduled events (except Quebec)
  • Secondary market pricing can be significantly above face value
  • Sellers may need physical tickets back in rare cancellation cases

SeatGeek

SeatGeek operates as both a primary seller and a secondary marketplace, and their refund policy is relatively straightforward. They are the only major platform that offers a paid refundable ticket add-on, which is a notable differentiator.

Refund policy overview

The Refundable Ticket add-on

SeatGeek is the only major ticket platform that offers a Refundable Ticket option at checkout:

💡 Is the Refundable Ticket add-on worth it?

The cost of the Refundable Ticket add-on varies based on the event and ticket price, but it typically ranges from 5-15% of the ticket price. If you are buying expensive tickets or are unsure whether you can attend, this can be worthwhile. For a $300 ticket, you might pay $15-45 extra for the ability to get your money back up to 48 hours before the event. Without it, your only option would be reselling — and there is no guarantee you will recover the full price.

Buyer Guarantee

SeatGeek's Buyer Guarantee covers:

Pros

  • Straightforward refund process for cancelled events
  • Only platform offering a paid Refundable Ticket add-on for change-of-mind protection
  • Refund goes to original payment method by default (no credit lock-in)
  • Buyer Guarantee covers delivery and validity issues
  • Clean, user-friendly interface for tracking and managing tickets

Cons

  • Refundable Ticket add-on costs extra (5-15% of ticket price)
  • No refunds for postponed or rescheduled events without state law requirement
  • Partial refunds not available
  • Service charges may not be included in cancelled event refunds
  • Refundable Ticket add-on service charge is non-refundable even when you use it

Vivid Seats

Vivid Seats is a secondary ticket marketplace with one of the more restrictive refund policies among major platforms. The possibility of restocking fees on cancelled event refunds and the company's discretion over refund method make it important to understand the fine print before buying.

Refund policy overview

Event Ticket Protector insurance

Vivid Seats offers Event Ticket Protector insurance at checkout through Allianz Global Assistance:

Reselling unwanted tickets

If you cannot attend an event and your tickets are not covered by a refund policy or insurance, you can list them for resale on the Vivid Seats marketplace. The listing process is integrated into your account, and Vivid Seats takes a commission on the sale.

⚠️ Vivid Seats may charge restocking fees on cancelled events

Unlike other platforms that refund the full purchase price for cancelled events, Vivid Seats' terms allow for the deduction of "possible restocking fees." The exact fee amount is not disclosed upfront and may vary. If you are buying expensive tickets, this lack of transparency is worth factoring into your decision.

Pros

  • Refunds available for cancelled events
  • Event Ticket Protector insurance available at checkout through Allianz
  • Integrated resale marketplace for unwanted tickets
  • California consumers get additional legal protections

Cons

  • Possible restocking fees deducted from cancelled event refunds
  • Refund method (cash vs. credit) is at Vivid Seats' discretion, not yours
  • Physical tickets must be returned within 2 weeks or refund may be affected
  • No refunds for postponed or rescheduled events (except where required by law)
  • Insurance is through a third party (Allianz) with its own claims process
  • Less transparent refund terms compared to other platforms

AXS

AXS (formerly AEG Live's ticketing platform) is a primary ticket seller that handles sales directly for venues and events, particularly those associated with AEG-owned properties. Their refund policy is similar to Ticketmaster's in structure but with some key differences in processing time and flexibility.

Refund policy overview

Customer service

💡 Changed your credit card? Your AXS refund should still arrive

If the credit card you used to buy AXS tickets has been replaced (expired, lost, stolen), the refund should still process through your card issuer. Banks can match incoming refunds to your account even if the card number has changed. However, if the underlying account has been closed entirely, you will need to contact AXS support at support.axs.com to arrange an alternative refund method. This can take significantly longer than the standard 30 business days.

Pros

  • Automatic refund for cancelled events — no need to submit a request
  • Primary seller (tickets direct from venue, no resale markup)
  • Box office return option for in-person purchases
  • Refunds still process even if your card number has changed

Cons

  • Slowest refund processing time — up to 30 business days
  • Cannot redirect refund to a different card
  • No refunds for rescheduled or postponed events
  • Customer service has limited hours (not 24/7)
  • Smaller event inventory compared to Ticketmaster
  • No credit or loyalty bonus for cancelled events

Primary vs. Secondary Market: Why It Matters for Refunds

Understanding whether you bought from a primary or secondary seller fundamentally changes your refund experience.

Primary sellers (Ticketmaster, AXS)

Primary sellers issue tickets directly from the venue or event organizer. When you buy from Ticketmaster or AXS:

Secondary marketplaces (StubHub, SeatGeek, Vivid Seats)

Secondary marketplaces connect buyers with sellers who are reselling their tickets. When you buy from StubHub, SeatGeek, or Vivid Seats:

FactorPrimary (Ticketmaster, AXS)Secondary (StubHub, SeatGeek, Vivid Seats)
PriceFace value + feesMarket-driven (often above face value)
Refund sourceEvent organizer / venueMarketplace guarantee
Cancelled event refundAutomatic, usually full price + feesPer marketplace policy (varies)
Rescheduled event refundOrganizer decidesUsually no refund
Ticket authenticityGuaranteed (you are first buyer)Covered by marketplace guarantee
Resale optionAvailable through platformIntegrated marketplace

Buy primary when possible

If tickets are still available through the primary seller (Ticketmaster or AXS), buy directly from them. You will pay face value, get automatic refunds for cancelled events, and avoid the markup and complexity of the secondary market. Only use secondary marketplaces when the primary seller is sold out.


Tips for Maximizing Your Chance of a Refund

Before you buy

  1. Buy from the primary seller first. If tickets are available on Ticketmaster or AXS, buy there. Primary sellers offer automatic refunds for cancelled events and avoid resale markups.

  2. Consider the Refundable Ticket add-on on SeatGeek. If you are unsure about attending, paying an extra 5-15% for the ability to cancel up to 48 hours before the event is cheaper than losing the entire ticket price.

  3. Buy Event Ticket Protector insurance on Vivid Seats. If you are buying from Vivid Seats, the Allianz insurance (1-888-497-6993) covers illness, injury, severe weather, and other unforeseen circumstances that prevent attendance.

  4. Use a credit card, not a debit card. Credit cards offer chargeback rights under the Fair Credit Billing Act if a platform fails to deliver a refund you are owed. Debit cards have weaker protections and the money has already left your account.

  5. Screenshot everything. Save your order confirmation, ticket details, and the platform's refund policy at the time of purchase. Policies can change, and having documentation of the terms at the time you bought protects you.

When an event is cancelled

  1. Wait for automatic refunds first. Ticketmaster and AXS process cancelled event refunds automatically. Do not panic if the money does not appear immediately — wait the full processing window (14-21 days for Ticketmaster, up to 30 business days for AXS) before contacting customer service.

  2. Actively request cash on StubHub. StubHub defaults to 120% credit in your wallet. If you want cash, you must log in and request the cash refund. Do this promptly — the credit option is applied automatically.

  3. Return physical tickets promptly. On Vivid Seats and other platforms that shipped physical tickets, you must return them within 2 weeks of the cancellation notice. Delaying this step can delay or void your refund.

  4. Check for the "Request Refund" button. On Ticketmaster, refunds for rescheduled or postponed events may require you to click a button in your account. If the event organizer has authorized refunds, this button will appear under "My Tickets."

When an event is postponed or rescheduled

  1. Know your state's laws. Several states have consumer protection laws that override platform policies. California's B&P Code 22507 is the most notable, requiring refunds for postponed events in certain circumstances. Other states may have similar protections.

  2. Resell if you cannot attend. If the event is rescheduled to a date you cannot make, list the tickets for resale on the same platform where you bought them. You may not recover the full price, but it is better than losing everything.

  3. Document any communication. If you contact customer service about a refund, keep records of every conversation — chat transcripts, email confirmations, and the names of representatives you spoke with. This documentation is essential if you need to escalate.

🚨 California consumer protections apply to all platforms

California Business and Professions Code Section 22507 provides additional consumer protections for event ticket buyers in California. If an event is postponed and the new date does not work for you, California law may entitle you to a refund even when the platform's own policy says no refunds for postponed events. This protection applies regardless of which platform you used to buy the tickets, as long as the event is in California or you are a California resident. Other states may have similar statutes — check your local consumer protection laws.


Frequently Asked Questions

Can I get a refund if I simply change my mind about attending an event?

No. All five major ticket platforms — Ticketmaster, StubHub, SeatGeek, Vivid Seats, and AXS — treat all sales as final. None of them offer refunds for change of mind. The only exception is SeatGeek's Refundable Ticket add-on, which is a paid service at checkout that allows returns up to 48 hours before the event for any reason. Without that add-on, your only option is to resell the tickets on the platform's marketplace.

What happens if an event is cancelled?

All five platforms will refund you for cancelled events, but the details differ. Ticketmaster and AXS process automatic refunds to your original payment method (14-21 days and up to 30 business days respectively). StubHub defaults to 120% credit in your StubHub Wallet, but you can request a cash refund instead. SeatGeek refunds the purchase price to your original payment method. Vivid Seats refunds the purchase price but may deduct restocking fees and may choose to issue credit instead of cash.

Do I get a refund if an event is rescheduled to a different date?

Generally, no. When an event is rescheduled (not cancelled), your tickets remain valid for the new date and no refund is automatically available. Ticketmaster may offer a refund option if the event organizer authorizes it, but this is not guaranteed. StubHub, SeatGeek, Vivid Seats, and AXS do not offer refunds for rescheduled events. Your best option is to resell the tickets if you cannot attend the new date. However, California and some other states have consumer protection laws that may entitle you to a refund for rescheduled events in certain circumstances.

How long does a ticket refund take to process?

Processing times vary significantly by platform. Ticketmaster processes cancelled event refunds in 14-21 business days. StubHub processes cash refunds within 10 business days. AXS takes up to 30 business days — the longest among major platforms. SeatGeek and Vivid Seats' processing times vary by payment method but are generally comparable to StubHub and Ticketmaster. If you have not received your refund after the stated processing window, contact the platform's customer service.

What is StubHub's 120% credit and is it worth taking?

When an event is cancelled on StubHub, you receive 120% of the ticket price as credit in your StubHub Wallet, valid for 1 year. On a $200 ticket, that means $240 in credit. If you attend events regularly and are confident you will use the credit within a year, it is a good deal — you get 20% more value. However, if you rarely buy event tickets or are unsure about future events, request the cash refund instead. The credit expires after 12 months with no extension.

Can I get a refund if bad weather affects an outdoor event?

It depends on whether the event is officially cancelled. On Ticketmaster, no refunds are given for weather-affected events unless the event is officially cancelled or rescheduled. Rain delays or early endings that do not result in official cancellation do not qualify for a refund. This is standard across all five platforms — weather alone does not trigger a refund unless the event organizer officially cancels the event.

What if the event venue changes but the date stays the same?

When an event is moved to a different venue, your tickets are typically valid for the new location. On Ticketmaster, the event organizer determines whether refunds are available for venue changes. On other platforms, venue changes are generally treated similarly to rescheduled events — tickets remain valid and refunds are not offered unless required by law.

Are resale tickets (verified resale) refunded the same way as primary tickets?

On Ticketmaster, yes — verified resale tickets follow the same refund rules as primary tickets. On secondary marketplaces (StubHub, SeatGeek, Vivid Seats), all tickets are essentially resale tickets, so the platform's standard guarantee and refund policies apply regardless of the ticket's origin. The key difference is not whether the ticket is a resale, but whether you bought it from a primary or secondary platform.

What should I do if a platform refuses to refund a cancelled event?

If a platform refuses to refund a cancelled event, take these steps in order: First, contact customer service and cite the platform's own policy. Second, file a dispute with your credit card issuer under the Fair Credit Billing Act — most cards allow disputes within 60 days of the charge. Third, file a complaint with your state's Attorney General's office or consumer protection division. Fourth, for Ticketmaster and AXS, you can also contact the venue directly, as they may be able to process a refund independently.

Does Quebec really get special refund rules on StubHub?

Yes. Quebec's consumer protection laws require that residents be offered a full refund for postponed or rescheduled events upon request. StubHub explicitly acknowledges this exception in their policy. If you are a Quebec resident and an event you bought tickets for on StubHub is postponed or rescheduled, you can request a full cash refund regardless of StubHub's standard "no refund for postponed events" policy.


The Bottom Line

Event ticket refund policies in 2026 are still heavily tilted in favor of the platforms and event organizers, not the consumer. All five major platforms treat sales as final and none offer refunds for change of mind (with the paid exception of SeatGeek's Refundable Ticket add-on). When an event is cancelled, you will eventually get your money back — but the how, how much, and how fast varies significantly.

Here is the quick summary:

The single most important thing to understand is that none of these platforms will refund you for change of mind. If you buy a ticket and your plans change, your only options are to resell the ticket or, in SeatGeek's case, to have paid for the Refundable Ticket add-on at checkout. Plan accordingly.

For detailed refund processes for specific venues and events, visit our refund guides — we track policy changes across platforms so you do not have to.


All refund policy information was last verified on April 10, 2026. Platform policies may change — always check the official policy page for the most current terms.