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How to Cancel Rocket Money

Last verified: 2026-03-24

Official Rocket Money PolicyVerified

help.rocketmoney.com/en/articles/9095189-managing-my-premium-membership

Summary

You can cancel Rocket Money via Mobile app (Settings → Premium Membership → Manage Membership) or Website (Settings → Premium → Manage → Cancel) or Apple App Store (if subscribed via iOS) or Google Play Store (if subscribed via Android). Rocket Money does not offer refunds for partial billing periods. When you cancel, you retain access to Premium features until the end of the current billing cycle. No prorated refunds are issued for unused days. The 7-day free trial can be cancelled without charge if done before the trial ends.. Steps: Open the Rocket Money app or go to rocketmoney.com and log in.. Tap the Settings icon (gear icon) located in the upper-left corner of the Dashboard (app) or click Settings on the website..

Cancel Via

Mobile app (Settings → Premium Membership → Manage Membership), Website (Settings → Premium → Manage → Cancel), Apple App Store (if subscribed via iOS), Google Play Store (if subscribed via Android)

Refund Eligibility

Rocket Money does not offer refunds for partial billing periods. When you cancel, you retain access to Premium features until the end of the current billing cycle. No prorated refunds are issued for unused days. The 7-day free trial can be cancelled without charge if done before the trial ends.

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How to Cancel — Step by Step

  1. 1Open the Rocket Money app or go to rocketmoney.com and log in.
  2. 2Tap the Settings icon (gear icon) located in the upper-left corner of the Dashboard (app) or click Settings on the website.
  3. 3Select 'Premium Membership' (mobile app) or 'Premium' (web).
  4. 4Tap 'Manage Membership' (mobile app) or 'Manage' (web).
  5. 5Drag the pricing slider down to $0 — this changes the 'Update Subscription' button to 'Cancel Subscription'.
  6. 6Tap 'Cancel Subscription' and click through several confirmation screens to finalize.
  7. 7Verify the cancellation by checking your account status in Settings.

Billed Through a Third Party?

  • If you subscribed through the Apple App Store, cancel via iPhone Settings → your name → Subscriptions → Rocket Money → Cancel Subscription.
  • If you subscribed through Google Play, open Google Play Store → Profile → Payments & subscriptions → Subscriptions → Rocket Money → Cancel subscription.
  • In-app cancellation on iOS/Android may redirect you to the platform's subscription management page if you originally subscribed through that store.
  • Cancellation through Apple or Google follows their respective billing cycle and refund policies.

Reactivating Your Account

  • Cancelling Premium does not delete your Rocket Money account — your free account with basic features remains active.
  • You can resubscribe to Premium at any time through the app or website.
  • Your linked bank accounts, transaction history, and budget data are retained after cancelling Premium.
  • Bill negotiation savings already completed before cancellation remain in effect — Rocket Money's fee is only charged on successful negotiations.

Additional Notes

  • Rocket Money Premium costs $7–$14/month on a 'pay what you think is fair' sliding scale. New members get a 7-day free trial.
  • Formerly known as Truebill — the service was rebranded to Rocket Money after acquisition by Rocket Companies (parent of Rocket Mortgage).
  • Cancelling Premium does NOT automatically cancel pending bill negotiation requests — cancel those separately, or Rocket Money will still charge its success fee (typically 30%–60% of first-year savings).
  • The free tier includes basic budgeting, subscription tracking, and spending insights. Premium adds custom categories, smart savings, credit score monitoring, and concierge bill negotiation.
  • When attempting to cancel, Rocket Money may offer a discounted annual plan ($36–$48/year, equivalent to $3–$4/month) as a retention offer.
  • Rocket Money can cancel other subscriptions on your behalf as a Premium feature — but if you cancel Rocket Money Premium, you lose that service going forward.
  • Support is available through the in-app help center and via email at support@rocketmoney.com.

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