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Afterpay Refund Policy

Last verified: 2026-03-19

Official Afterpay PolicyVerified

help.afterpay.com/hc/en-us/articles/360031623571-How-do-refunds-and-returns-work-at-Afterpay

Summary

Afterpay offers refunds within Subject to merchant's refund policy. Processing time: up to 10 business days for money to be returned to card/s after merchant processes refund. Refund methods include original card used for payments and afterpay account. The merchant must process the refund in their system first..

Refund Window

Subject to merchant's refund policy

Processing Time

up to 10 business days for money to be returned to card/s after merchant processes refund

Refund Method

original card used for payments

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How to Get a Refund — Step by Step

  1. 1Contact the merchant directly for their refund policy.
  2. 2Reach out to the merchant/seller first to find out what has happened and request tracking information if goods have not been received.
  3. 3If it has been more than 7 calendar days since the order date and you have received no response from the merchant, you can raise a dispute from your app.
  4. 4Check your emails for notifications from Afterpay, as an email is always sent to let you know a refund is on its way.

When You Can Get a Refund

  • The merchant must process the refund in their system first.
  • Returns are always subject to the merchant's refund policy, which can be found on their website or by contacting them directly.
  • Always allow up to 7 calendar days for the merchant to respond to your enquiry if goods are not received.

All Refund Methods

  • original card used for payments
  • Afterpay account

Dispute Process

  • If goods haven't been received and the merchant has not responded within 7 calendar days of contact, a dispute can be raised from the app.
  • Once a full dispute has been raised, a second dispute for the same order cannot be raised.
  • For some merchants (e.g., Prezzee for Gift Cards), you must contact them directly for help and cannot raise a dispute.
  • A dispute can be canceled via the app if goods are delivered or a refund is received from the store after the dispute was raised.

Additional Notes

  • Some merchants, such as those selling gift cards (e.g., Prezzee), require you to contact them directly for help, and disputes may not be able to be raised.
  • Once a full dispute has been raised, you will not be able to raise a second dispute for the same order.
  • If goods are delivered or a refund is received from the store after raising a dispute, you can notify Afterpay to cancel the dispute via your app.

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