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American Express Refund Policy

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Official American Express PolicyOfficial source

www.americanexpress.com/us/customer-service/faq.credit-balance-refund.html

Rechecked : we reviewed the current policy text on americanexpress.com. How we verify

Summary

American Express offers refunds within Request a refund of an overpayment (credit balance) through your online account using 'Open a Payment Dispute'. Processing time: Not stated for credit balance refunds. Most dispute cases are resolved in less than two weeks; complex cases may take up to 90 days.. Refund methods include online account request. Applies to a credit balance created by an overpayment on your account..

Refund Window

Request a refund of an overpayment (credit balance) through your online account using 'Open a Payment Dispute'

Processing Time

Not stated for credit balance refunds. Most dispute cases are resolved in less than two weeks; complex cases may take up to 90 days.

Refund Method

Online account request ('I have a credit balance on my account')

How to Get a Refund — Step by Step

  1. 1Log in to your online account and choose the account you made the payment to.
  2. 2Select 'Open a Payment Dispute'.
  3. 3Choose 'I have a credit balance on my account' and click 'Continue'.

When You Can Get a Refund

  • Applies to a credit balance created by an overpayment on your account.
  • Request the refund from the account you made the payment to.

Dispute Process

  • Before you open a dispute, contact the merchant directly.
  • To dispute a charge, view your transactions online, select the charge, click 'Dispute this Charge' and follow the on-screen prompts.
  • Most dispute cases are resolved in less than two weeks; complex cases may take up to 90 days.

Additional Notes

  • For help, use chat in your online account (the chat icon is in the bottom right corner of the screen).
  • Most dispute cases are resolved in less than two weeks; complex cases may take up to 90 days.

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