← All comparisons

Zales vs Kay Jewelers (Signet) Return Policy

Side-by-side comparison of return policys, conditions, and refund methods.·Last updated: 2026-03-20

Quick Summary

Zales offers a Returns are accepted within 30 days of the purchase or shipment date. return window, while Kay Jewelers (Signet) offers Returns are allowed within 30 days from the purchase (shipment) date for jewelry and watches. Exchanges for jewelry are allowed within 60 days from the purchase (shipment) date, and watches within 30 days.. Zales can look up purchases without a receipt, and Kay Jewelers (Signet) requires a receipt. See the full breakdown below.

Return Conditions

Zales

  • Jewelry must be in good condition.
  • Watches must be unworn, unaltered, and in original condition.
  • All original packaging, certificates, warranties, and instructions must be included.

Kay Jewelers (Signet)

  • Items must be in their original condition.
  • All original packaging, instructions, and paperwork must be included.
  • Watches must be unworn, unaltered, returned with all links, and accompanied by original packaging, warranty, and instructions.
  • Prior to returning a smartwatch, all data stored on the product must be removed, un-synced, and deleted.
  • Jewelry must be in good condition.

Exceptions & Restrictions

Zales

  • Special ordered watches cannot be returned or exchanged.
  • Custom designs are not eligible for return or exchange.
  • Ear piercing earrings, gift cards, and merchandise from the Jewelry Replacement Plan cannot be returned.
  • Merchandise purchased using Progressive Leasing cannot be exchanged.

Kay Jewelers (Signet)

  • Special ordered watches cannot be returned or exchanged.
  • Custom designs cannot be returned or exchanged.
  • Ear piercing earrings cannot be returned or exchanged.
  • Gift cards cannot be returned (except where required by law).
  • Jewelry that has been engraved or altered/modified beyond sizing cannot be returned or exchanged.
  • Protection plan replacement merchandise cannot be returned or exchanged.
  • Merchandise purchased using Progressive Leasing cannot be exchanged.
  • Original shipping and handling or other additional costs will not be refunded, unless the item received was damaged, defective, or incorrect.

Refund Methods

Zales

  • Refunds are credited to the original form of payment.
  • Cash refunds over $500 are issued as a check from the corporate office within 21 days.
  • Refunds for purchases made with a gift card will be in the form of a new gift card.

Kay Jewelers (Signet)

  • Credit and Debit Cards: The same account will be credited.
  • Check: A refund check will be issued from the corporate office and mailed within 21 days.
  • Cash: When funds are unavailable or the cash refund amount is greater than $500, a refund check will be issued from the corporate office and mailed within 21 days. When funds are available, cash refunds will be given for amounts under $500.
  • Gift Card: Refunds will be given in the form of a new gift card.
  • Trade-Ins: You will receive either your original trade-in or similar merchandise.

Online / Mail Returns

Zales

  • You can start your return online and use a prepaid shipping label.
  • The original packing slip or a copy should be enclosed.
  • If you don't have a printer, a digital return code can be shown at an eligible UPS location to have a label printed.
  • Online purchases can also be returned to any Zales or Zales Outlet store.

Kay Jewelers (Signet)

  • Returns can be handled at Kay.com.
  • Ship your return to the address provided on your packing slip (SJIX 375 Ghent Rd. Akron, OH 44333).
  • All shipped returns MUST include the Packing Slip and all original documents received with your order.
  • Return reason column next to each item on your packing slip should be completed.
  • Return labels are not pre-paid; customers need to purchase the shipping label from a carrier (UPS, USPS, or Fed Ex).
  • For your protection, it is recommended to use a shipping method that provides insurance and tracking services.
  • If the original packing slip is not available for a mail return, provide your name, address, phone number, email address, and order number.
  • All returns will be inspected by the Quality Assurance team before a refund is issued.

In-Store Returns

Zales

  • Bring the items with all original certificates and accessories to a local store.
  • For online purchases returned in-store, the original packing slip, a copy of the ship confirmation email, or the online purchase receipt is required.

Kay Jewelers (Signet)

  • Returns can be made to any Kay Jewelers location or any Sterling Family of Jewelers location.
  • Online purchases can be returned to any KAY or KAY Outlet store.
  • For in-store returns of online purchases, the original packing slip, a copy of your ship confirmation email, or an online purchase receipt displayed during checkout is required.
  • Purchases made at a KAY or KAY Outlet store MUST be returned to a KAY or KAY Outlet store; they may NOT be returned by mail.

Gift Returns

Zales

  • With a gift receipt, items can be returned for a gift card within 30 days of the purchase date.
  • Jewelry can be exchanged within 60 days and watches within 30 days with a gift receipt.
  • Refunds are credited to the original payment method.

Kay Jewelers (Signet)

  • Merchandise accompanied by a gift receipt may be returned for a gift card or exchanged for merchandise within 30 days of the purchase date.
  • Exchanges for gifts can be made in-store for jewelry within 60 days and watches within 30 days of the purchase or shipment date.
  • If a gift recipient does not have a gift receipt, packing slip, or original receipt, they can visit in-store with the purchaser, who can present an ID.
  • Refunds for gifts are credited to the payment form used at the time of purchase (for the purchaser).

Damaged or Defective Items

Zales

Not available

Kay Jewelers (Signet)

  • If there is damage to an item upon delivery, call the contact center immediately for assistance.
  • Original shipping and handling or other additional costs will be refunded if you received a damaged, defective, or incorrect item.

Exchange Policy

Zales

  • Jewelry can be exchanged within 60 days of the purchase or shipment date.
  • Watches can be exchanged within 30 days of the purchase or shipment date.
  • Exchanges for online orders must be done in-store.

Kay Jewelers (Signet)

  • Jewelry can be exchanged within 60 days from the purchase (shipment) date.
  • Watches can be exchanged within 30 days from the purchase (shipment) date.
  • Exchanges must be done at one of Kay Jewelers' stores; online exchanges are not supported.
  • Items must be in their original condition, with all original packaging, instructions, and paperwork. Watches must include all links.

Additional Notes

Zales

  • Shipping and handling costs are not refunded unless the item was damaged, defective, or incorrect.
  • For in-store purchases returned without a receipt, you can only exchange the item or receive a gift card at the current price, minus any promotional discounts.

Kay Jewelers (Signet)

  • Refunds are credited to the same tender as the original purchase.
  • If a sized-to-order ring is returned, the sizing fee will be refunded once the return is processed.
  • All products must be returned in good condition, in original boxes, and with all paperwork (such as watch instruction booklet or diamond certificate) and accessories to ensure a full credit.