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Cancel T-Mobile vs Verizon

Side-by-side comparison of cancellations, conditions, and cancellation steps.·Last updated: 2026-10-12

Quick Summary

T-Mobile can be cancelled via Phone call to T-Mobile Customer Service (611 from a T-Mobile phone, or 1-800-937-8997), while Verizon supports Phone call, Live chat through My Verizon. T-Mobile refund eligibility: Cancellations are future dated and typically take effect at the end of your current billing cycle, and you're responsible for all charges and usage through then. Verizon refund eligibility: After you disconnect Fios service, Verizon returns any credit balance on your account; allow up to 60 days for it to be processed and returned. T-Mobile charges a cancellation fee. Verizon charges a cancellation fee. See the full breakdown below.

Cancellation Steps

T-Mobile

  • Before canceling, review active promotions and device balances, and save any voicemails you want to keep.
  • Unpair any smartwatch line from the phone line you're canceling.
  • Call T-Mobile Customer Service: dial 611 from your T-Mobile phone or call 1-800-937-8997 (representatives are available daily, 4 a.m. to 9 p.m. Pacific Time).
  • If you use AutoPay and don't want the final bill charged automatically, remove AutoPay before the final payment processes.
  • If someone has passed away, use T-Mobile's 'Cancel an account of a deceased family member' process instead.

Verizon

  • Call Verizon at 1-800-VERIZON (800-837-4966), Monday–Friday 8 AM–7 PM ET or Saturday 8 AM–5 PM ET, with your account information on hand.
  • Or sign in to My Verizon, open the Account Settings & profile page, select the Disconnect link and then Start chat.
  • Type “disconnect” in the Chat with Verizon box, choose Disconnect Fios home service, then select Chat with a representative.
  • Return any rented equipment within 30 days of disconnecting service to avoid an unreturned equipment charge.
  • After disconnection, sign in to My Verizon to check your final bill, track pending refunds and confirm your equipment return.

Cancellation Methods

T-Mobile

  • Phone call to T-Mobile Customer Service (611 from a T-Mobile phone, or 1-800-937-8997)

Verizon

  • Phone call
  • Live chat through My Verizon

Reactivation & Data Retention

T-Mobile

  • You can reactivate service within 90 days without a new credit check or activation fee, though your previous number may not be available.
  • Accounts inactive for more than 60 days need a new SIM card to resume service.

Verizon

Not available

Additional Notes

T-Mobile

  • All cancellations are future dated and typically take effect at the end of your current bill cycle; if you port your number to another carrier, service is billed through the end of the billing cycle.
  • Voicemail messages and DIGITS call history are permanently deleted after cancellation and cannot be recovered.
  • Canceling lines may end free or discounted line promotions, device promotional credits and multi-line discounts.
  • Your final bill arrives through your normal billing method; if you no longer have account access, you can pay with Guest Pay using your account number.
  • Unpaid balances may be subject to collections activity.

Verizon

  • The Fios early termination fee is prorated: up to a maximum of $350, decreasing by $15 per month.
  • Rented equipment must be returned within 30 days to avoid unreturned equipment charges.
  • Auto Pay and Paper-Free Billing remain enrolled until your final payment.
  • You can suspend your services for 30 days to 9 months if going out of town instead of canceling.
  • Verizon mobile lines are canceled separately; mobile cancellation takes effect on the last day of the billing period, and any remaining device payment balance is charged in full on your final bill.