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Airbnb vs Vrbo Refund Process

Side-by-side comparison of refund processs, conditions, and refund timelines.·Last updated: 2026-10-12

Quick Summary

Airbnb has a Depends on host cancellation policy refund window with 5-15 business days for card refunds; up to 10 business days for extenuating circumstances claims processing, while Vrbo offers Depends on the listing's cancellation policy: Day-before gives a 100% refund 24 hours before check-in, Lenient 5 days, Relaxed 14 days, Moderate 30 days, Firm and Strict 60 days, and No refund listings allow no refund at any time. Eligible California bookings can be canceled without penalty within 24 hours of booking. with Refunds can take 5–7 business days to appear in your account. Eligible California 24-hour cancellations must be refunded within 30 days. Damage deposits are refunded automatically 7 or 14 days after check-out if no claim is made. processing. See the full breakdown below.

Refund Conditions

Airbnb

  • Cancellation within the host's cancellation policy window
  • Host cancels the reservation (full refund)
  • Listing is significantly different from description (AirCover for Guests)
  • Major issues upon check-in (unsafe, unclean, missing amenities)
  • Extenuating circumstances (death, serious illness, natural disasters, government restrictions)

Vrbo

  • To qualify for a refund, cancel by 11:59 p.m. (property time zone) on the last day of the refund window.
  • Refunds follow the cancellation policy, damage deposit settings and insurance requirements of the listing.
  • Hosts may use custom policies with different terms and fees; check the listing's cancellation policy before you book.
  • The service fee is refunded only with a 100% refund; booking and service fees are not refunded on partial refunds.
  • Damage deposits are held 7 or 14 days after check-out; if an eClaim with Generali is pending, the deposit is held until it is resolved.
  • For bookings charged in a different currency, refund amounts may differ due to exchange rates or bank fees.
  • California 24-hour rule applies to California properties booked on or after July 1, 2024; exceptions include reservations made within 72 hours of check-in.
  • Vrbo decides, at its discretion, when the Extenuating Circumstances Policy applies to large-scale travel disruptions.

Refund Steps

Airbnb

  • Go to Trips on Airbnb.com or the app
  • Select the reservation
  • Click 'Cancel Reservation' or 'Get Help'
  • Review the refund amount based on the host's cancellation policy
  • For issues at check-in: report within 72 hours for AirCover protection
  • Provide photos and documentation for any claims
  • Airbnb mediates between guest and host if needed via the Resolution Center

Vrbo

  • Cancel through your Vrbo traveler account, even if the booking isn't eligible for a full refund.
  • Any refund is issued automatically according to the listing's cancellation policy.
  • If you can't cancel instantly, submit a cancellation request for the host to approve, or contact Vrbo support.
  • If you bought trip protection separately, contact your insurer about a refund.

Refund Methods

Airbnb

  • Original payment method: 5-15 business days
  • Airbnb credit (coupon): applied instantly

Vrbo

  • Cancellation refunds are issued automatically according to the listing's cancellation policy
  • Vrbo service fee refunded automatically when you get a 100% refund
  • Remaining damage deposit refunded automatically after the host's 7- or 14-day claim period
  • Required damage protection premiums refunded automatically after a cancellation
  • Under the Extenuating Circumstances Policy, guests may get a refund regardless of the listing's policy when Vrbo applies it

Partial Refunds

Airbnb

  • Flexible policy: cancel 24+ hours before check-in for full refund; less than 24 hours: first night non-refundable
  • Limited policy (new Oct 2025, replaces Moderate): 14+ days = full refund; 7-14 days = 50%; less than 7 days = no refund
  • Firm policy: 30+ days = full refund; 7-30 days = 50%; less than 7 days = no refund
  • Strict policy (legacy, grandfathered): full refund only within 48 hours of booking AND 14+ days before check-in; 7-14 days = 50%; less than 7 days = no refund
  • Super Strict 30 (invitation-only): 30+ days = 50%; less than 30 days = no refund
  • Super Strict 60 (invitation-only): 60+ days = 50%; less than 60 days = no refund
  • Mandatory 24-hour grace period (Oct 2025+): all guests who book 7+ days before check-in get 24-hour free cancellation regardless of host policy
  • Service fee: fully refunded if cancelled within free cancellation period; not refunded if cancelled outside the window (Italy exception: always refundable before check-in)
  • Cleaning fee (booked after April 21, 2025): treated as part of nightly rate, subject to host's cancellation policy outside the free cancellation period

Vrbo

  • Relaxed: 50% refund 7-14 days before check-in; Moderate: 50% refund 14-30 days before check-in; Firm: 50% refund 30-60 days before check-in.
  • Hosts can claim all or part of a damage deposit if damage occurs.

Dispute Process

Airbnb

  • Resolution Center in the app or website for host disputes
  • AirCover for Guests: rebook or refund if listing is materially different — file within 72 hours of discovery
  • Extenuating circumstances: requires documentary proof (medical docs, government notices, death certificate) — file within 14 days of cancellation
  • Contact Airbnb Support through the Help Center for escalation

Vrbo

  • Property managers have 7 or 14 days after check-out to claim all or part of a damage deposit.
  • Damage deposits are held if an eClaim with Generali is pending until the claim is resolved.
  • Once a final decision on an eClaim is made, managers can refund or withhold funds.

Additional Notes

Airbnb

  • Long-term stays (28+ nights): standard long-term cancellation policy applies regardless of host's policy — first month non-refundable if cancelled before start; 30 days notice required after check-in
  • Experiences: 24-hour cancellation policy (most) or 72-hour for some; full refund if cancelled 7+ days before start or within 24 hours of purchase
  • Experience refunds processed within 10 business days
  • Extenuating circumstances policy overrides all other cancellation policies
  • Does NOT cover: foreseeable events, personal travel issues, job conflicts, general fear of travel

Vrbo

  • If the host cancels, a full refund is required except for house rule violations.
  • If you change your stay dates, the cancellation policy adjusts to the new dates.
  • Seasonal cancellation policies are set by check-in date and apply to the whole stay.