Which is easier to cancel, GEICO or Progressive?

GEICO can be cancelled via Phone call. Progressive can be cancelled via Phone call.

Can I get a refund when I cancel GEICO or Progressive?

GEICO: Contact provider directly for refund eligibility — pro-rated refunds may apply depending on billing cycle Progressive: Refunds are typically issued for premiums paid in advance upon cancellation. If paying monthly, refund eligibility depends on the cancellation timing.

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Cancel GEICO vs Progressive

Q: Do GEICO or Progressive charge cancellation fees?

GEICO: None, however, North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.. Progressive: None explicitly stated..

Side-by-side comparison of cancellations, conditions, and cancellation steps.·Last updated: 2026-03-19

Quick Summary

GEICO can be cancelled via Phone call, while Progressive supports Phone call. GEICO refund eligibility: Contact provider directly for refund eligibility — pro-rated refunds may apply depending on billing cycle. Progressive refund eligibility: Refunds are typically issued for premiums paid in advance upon cancellation. GEICO charges a cancellation fee. Progressive charges a cancellation fee. See the full breakdown below.

GEICO

Methods

Phone call

Refund Eligibility

Contact provider directly for refund eligibility — pro-rated refunds may apply depending on billing cycle

Fee

None, however, North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.

Progressive

Methods

Phone call

Refund Eligibility

Refunds are typically issued for premiums paid in advance upon cancellation

Fee

None explicitly stated.

Cancellation Steps

GEICO

Call 1-800-841-1587 to speak with a licensed agent to cancel your policy.
If prompted by the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto."
Have your GEICO policy number ready for verification.
Be aware that North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.
Consider contacting GEICO to adjust your policy if you are moving or experiencing other life changes, as this may be an alternative to cancellation.

Progressive

Contact Progressive customer service at 1-888-671-4405 to cancel your policy.
If you plan to continue driving, do not cancel your existing policy until you have secured a new one.
Ask your current insurer to cancel your existing policy effective the first day of your new policy to prevent any gaps in coverage.
Be aware that gaps in coverage, even for a short period, could lead to increased insurance rates.
Customer service is available 24/7 to assist with cancellations.

Cancellation Methods

GEICO

Phone call

Progressive

Phone call

Additional Notes

GEICO

GEICO allows you to cancel your car insurance policy with no cancellation fee.
North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.
You can typically move your policy with you if you relocate to a new state.
You can conveniently make changes to your policy online or in the GEICO Mobile app.
Customer support is available 24 hours a day, 7 days a week.

Progressive

You can cancel your Progressive policy at any time.
If you pay your full premium upfront, you will typically receive a refund when you cancel.
If you pay your premium monthly, refund eligibility depends on the timing of your cancellation.
Avoiding gaps in coverage is essential to prevent potential issues and higher future rates.
You can manage your policy online to make changes, view details, and report claims.

Read the full cancellations

GEICO Cancellation

Full details, exceptions, and more

Progressive Cancellation

Full details, exceptions, and more